Privacy Policy

Effective Date: 24-5-2024
Last Updated: 24-5-2023

At Good Luck Finance Ltd., we are committed to protecting your personal information and your right to privacy. This Privacy Policy explains how we collect, use, disclose, and safeguard your data when you interact with our services, including our website, mobile application, and in-person interactions.

By using our services, you agree to the collection and use of information in accordance with this policy.

. Information We Collect

We may collect the following types of personal information:

a. Personal Identifiable Information (PII)

• Full Name

• Date of Birth

• Address

• Contact Information (Phone Number, Email Address)

• Identity Proof (PAN, Aadhaar, Passport, etc.)

• Financial Details (Bank account, salary slips, credit history)

• Employment Information

b. Non-Personal Information

• Browser type and version

• IP address

• Usage data

• Cookies and tracking technologies

3. Sharing and Disclosure of Information

We do not sell or rent your personal information to third parties. However, we may share your information with:

• Credit bureaus and verification agencies

• Regulatory and government authorities

• Service providers and partners who support our operations (e.g., IT services, data storage)

• Legal entities in the event of a merger, acquisition, or legal process

2. How We Use Your Information

We use the collected data for various purposes, including:

• To process loan applications and offer financial products

• To verify your identity and conduct KYC checks

• To communicate with you regarding your account or services

• To comply with legal and regulatory requirements

• To improve our services and customer experience

• For internal analysis and business development

4. Data Security

We implement industry-standard security measures to protect your data, including encryption, firewalls, and access controls. However, no method of transmission over the internet is 100% secure.

5. Your Rights

You have the right to:

• Access and review your personal information

• Request correction or deletion of your data

• Withdraw consent at any time

• Opt out of marketing communications

To exercise these rights, you can contact us at the details provided below.

6. Cookies and Tracking Technologies

We use cookies to enhance your experience on our website. You may choose to disable cookies through your browser settings, but it may affect functionality.

7. Third-Party Links

Our website may contain links to external sites. We are not responsible for the privacy practices or content of those websites.

8. Children’s Privacy

Our services are not intended for individuals under the age of 18. We do not knowingly collect data from minors.

9. Changes to This Privacy Policy

We may update this Privacy Policy periodically. We encourage you to review it regularly to stay informed of how we are protecting your data.

10. Contact Us

If you have any questions or concerns about this Privacy Policy, please contact us:

Good Luck Finance Ltd.
Address: [Insert Company Address]
Email: [Insert Contact Email]
Phone: [Insert Phone Number]
Website: [Insert Website URL]